Updated 18th January 2026
Insurance is a perennial problem for long-term travellers, since many insurers place restrictions on the amount of time you can spend outside the UK. However, as I am fond of saying, there is always a solution!
In this blog I look at the types of personal and vehicle insurance you need to cover any trip, but recommended the niche providers who will cover out of the ordinary situations, such as long-term or full-time travel, self-built or modified campers, and off-the-beaten-path destinations. I also highlight some of the policy pitfalls to avoid.
There are several considerations to make to ensure you’re adequately insured:

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